What we do.
Lately the Taos Home and Land staff/Realtors have been involved in many actions that are far different from the ordinary real estate fare. We have closed many for sale by owners FSBO transactions in the past year. These FSBO closings are wonderful and rewarding for all parties involved. The sellers get to move on with their lives, the buyers get a house that was never listed and also get a fantastic deal and the Realtor get the satisfaction of bringing two parties to the transaction together under one common goal-to make a effortless real estate transaction. I love assisting Buyers and Sellers in meeting each other and working in harmony to close their real estate deal. Very rewarding.
We have assisted in getting people and businesses refinanced. In one case we helped the Taos animal shelter find a refinance deal by a private party. This deal helped lower the animal shelter's monthly financing costs and allowed them to save a lot of interest. Another deal we assisted an elderly couple reduce their mortgage significantly so that they can live out the rest of their lives in this house without fear of making a large monthly mortgage payment. All were amazing win/win scenarios.
We just completed a Short Sale with Wells Fargo Mtg Company. This deal took a little over 6 weeks to complete-a record time in Taos County. The seller was able to keep their credit in tact and not have a deficiency judgment against them. The Buyer got a great deal. Wells Fargo was able to sell the property for what they needed to and not have to go to the foreclosure process. Both Realtors were paid their full commission and the economic ramifications were limited to virtually nothing.
Currently I am processing a mortgage loan modification. This is a process sponsored by the Feds to help people in need of lowering their mortgage payment. This program Making Home Affordable is an excellent program for the right person. I am personally following this process for a client and we are near the end of the rainbow. Hopefully there will be the pot of gold for the parties involved. This process is not quick and needs a lot of attention to detail. If you or someone you know is in need of lowering their mortgage and is not in foreclosure have them contact me and I will gladly assist in getting the process started. Distance is immaterial everything is done over the Internet or via fax. Don't waist a precious second if you need loan modification.
We have been very busy at Taos Home and Land creating a new face of real estate. More to come.
Be well,
chaz rothenberg